IBT's Personal Line of Credit provides added spending freedom without those high credit card rates, even if you do not own your own home. Irwin Bank is pleased to offer this practical solution for your borrowing needs. When you qualify, your pre-approved limit has a variable rate that is determined by the prime rate (as published in the Wall Street Journal) plus 3%. Activating your credit line is as simple as writing a check!
| Description/Feature | Line of Credit | |
|---|---|---|
| Rate Term Collateral Payment FAST approval Activated by check Annual Fee Prepayment penalty Minimum/Maximum Available Line Minimum Advance |
Variable Open End None Required 2% of the Unpaid Balance plus interest or $50.00 minimum Yes Yes $35.00** No $1,000/$5,000 $50.00 |
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**Waived the first year | ||
Other Irwin Bank convenience options you should considerIn-Touch telephone banking advantages:Fund transfers and Irwin Bank loan payments can be easily made using a touch tone telephone. IBT e-link internet banking advantages: Fund transfers, Irwin Bank loan payments and general bill payment using a personal computer. Loan Payment Protection: Low cost coverage pays off the unpaid loan balance in the event of death. The premium is added to your monthly payment. |
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