Irwin Bank and Trust
  17 May 2008

Switching Your Accounts To Irwin Bank Is Easy!

Switching Your Accounts to Irwin Bank is Easy

Everything You Need In One Simple Kit.

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Irwin Bank Switch Kit Instructions

Step 1. Open a new Irwin Bank checking account. Have your new Irwin Bank checks handy. You will need your account and bank routing numbers for the next steps.

Step 2. Sign up for IBT e-link internet bill payment, if it is not already part of your new Irwin Bank account. Simply download and complete an IBT Personal e-link Application or call 724-978-4500 to obtain a form. Your list of bill payment recipients is easily added on-line once you are signed on.

Step 3. Stop using your old checking account. Keep your old checking accounts open until your direct deposits and automatic payments (see steps 3 and 4) take effect and until ALL outstanding checks clear.

Step 4. Change or sign up for direct deposits. Use the Direct Deposit Enrollment Form from the IBT Account Switch Kit to inform your employer or other organizations that you have a new Irwin Bank account. Fill out the form using the account and bank routing numbers from your new Irwin Bank checks.

Direct Deposit of Social Security or Government Checks. The fastest way to change the direct deposit of your Social Security benefit is to call:
Social Security/SSI 1-800-772-1213
Veteran's Benefits 1-800-827-1000

Step 5. Change any automatic payments. If you have any monthly payments, such as utility or loan payments, automatically deducted from your account you can use the Automatic Payment Change Request from the IBT Account Switch Kit to inform these companies of your new account information.

Step 6. Close your old account. Once your checks have cleared and your automatic payments have been changed to your new account, fill out the attached form to inform your former bank that you wish to close your account.